The adverse party's insurance company has advised me that there is no Bodily Injury coverage on their insurer's policy. Can I still sue?
There is no requirement in the State of Florida that a registered owner of an automobile carry bodily injury liability coverage to pay for your injuries. Your chances of recovering a substantial settlement against an uninsured driver are slim, unless that person has substantial assets to pay any judgment rendered against him. Uninsured motorist coverage, if you carry it on your own automobile, will be available to you in the event that you sustain a serious injury caused by an uninsured or underinsured driver.